Paygine - Blockchain Technology Finance Platform for Fintech and Crypto Businesses

Paygine is an open financial platform designed to operate within its own proprietary banking structure and designed to serve FinTech and crypto-business needs in areas of money remittance, cryptocurrency exchange, and payment for “real”

Paygine’s key competitive advantage over similar projects is that it can leverage off
existing Best2Pay services and technologies currently used by FinTech businesses,
e-commerce, and beyond.
The Paygine platform would offer the following services by utilizing Best2Pay
existing technology:

• Transferring cryptocurrency to/from a bank card;
• Paying in shops and stores using a card in cryptocurrency;
• Accepting cryptocurrency as a payment for goods and services at online stores;
• Carrying out cross-border transfers of fiat currencies by means of cryptocurrency with minimal costs;
• Maintaining wallets in both fiat currencies and cryptocurrencies with the ability to conveniently and quickly convert funds between them.

Best2Pay – a market leader in online repayment of loans

2015–2017 revenue per month, repayment of loans, and peer-to-peer transfers
(USD, millions)

6M of unique customers $115M turnover per month >2М transactions per month

Paygine Best2Pay

Best2Pay is the foundation of a real successful processing center that is used by Paygine financial platform.

• Best2Pay is the first network developed and established in the English in 2012 by banking system experts who have experience in building large projects such as, Russian Standard Bank, Bank St. Petersburg, American Express, Sberkbank, Raiffeisenbank, and SEB.

• Best2Pay Platform is a system that enables the project to be implemented from a complexity. Best2Pay will give consideration to the unique features of business processes, infrastructure and client targets.

• Best2Pay uses E-Commerce and Fintech Focus projects that will serve over 1.5 Million subscribers whose numbers will increase by 34% per month.

• Best2Pay is the market leader for payday loan repayment services and for Perr2Peer (P2P) transfer services that are done online.

Advantages of Paygine Platform

White Label Model
• With this model, paygine provides tools for their customers to make payments using their own brand name. Payments with their own brand name do not limit the business that the customer has, any Business and any amount can use white label model.

Token Use
• Paygine provides a token for use as a payment tool within the Paygine platform. After the project is launched, each customer holding a token can make payments for goods and services using a PGC token with a token ratio of 1 PGC Token = $ 1 USD. Tokens that are unsuccessful on sale will be sent to the paygine platform for future use.

Strong Team
• Paygine has a strong and experienced professional team in its field. Longstanding experience in banking makes paygine teams know what they want to build. The team will develop and adopt all the services needed for paygine finance projects with varying degrees of difficulty.

Our focus is developing solutions for the financial sector

Today we work with more than 50 clients - banks and collection agencies

Best2Pay is fast and simple

• Our technological solutions allow our clients to start accepting online payments in
one day.
• Best2Pay platform allows implementing any complex project that takes into account
unique specific of business-processes, infrastructure and target client audience of
our clients.

Best2Pay is safe

• Best2Pay has a certificate of compliance with the international PCI DSS security
requirements of the highest level—Level 1.
• Our servers are located in data-centers of different countries.

Best2Pay is beneficial

• Best2Pay is the only participant of the special program «Bill Payments» from Visa
International.
• «Bill Payments» service reduces the cost of the transaction interchange fee by 42.8%
and allows Best2Pay to offer the most favorable conditions for banks.

Best2Pay is up to date

• Best2Pay is always evolving for the modern world, a new product has been created
for aggregators that connect private individuals such as YouDo, Avito, airbnb, etc.

Paygine Platform Services For Customers
The Paygine platform provides a complete service for their customers. Services provided include:

• The peer2peer aggregator platform that will integrate every customer to sell their products and provide services directly without the use of intermediaries such as Freelance.ru, Avito, Airbnb and Uber.
• Service to create E-Wallet and Crypto-Wallet
• The system used to perform an international money transfer service based on cryptocurrency.
• Exchange services and trading platform
• Insurance company services
• Fintech company services
• Internet Store Service

Token info Investment info

Token PGC   Accepting BTC, ETH, Fiat
Platform Ethereum    Distributed in ICO 27.3%
Type ERC20 Soft cap   3000000 USD
Price in ICO 1 PGC = 1 USD Hard cap 30,000,000 USD

BONUS
Week 1 40% discount
Week 2 40% discount
Week 3 40% discount
Week 4 40% discount
Week 5 40% discount
Week 6 40% discount
Week 7 40% discount
Week 8 40% discount

Token on Sale : 41.508.000 PGC
Pre Sales : December 26, 2017
Private Sale : May 18, 2018
ICO Paygine : June 18, 2018

Token distribution